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Best credit monitoring service? Archived From: Finance

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If people post replies I'll update the OP with information on various credit monitoring services including how much they cost, services offered, and accuracy of information.

AnnualCreditReport.com

Pros:

Free once a year. Report is viewable for 30 days and users can request mailed copies. Straightforward layout allows you to readily browse information. Step by step process leads you through each of the 3 credit bureaus. Very simple online dispute process.

Cons:

$15 to view all 3 of your credit scores. Because viewing your scores does not require a purchase the verification process can be tedious. Be ready to answer specific questions on accounts, address and other personal history for as far back as 10 years. Limited follow-up after 30 day period expires.

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Add your comments to the existing thread: Credit Score Monitoring

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CptSavAHo said:
AnnualCreditReport.com

The way you linked it takes me to theedge.com

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Does this site auto enroll you into a monthly fee? That happened to me when I checked my credit score on freecreditreport.com. They auto enroll you in their monthly service, and in my opinion, its decieving.

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